We built OurPlan with privacy as a foundation, not an afterthought. Your financial data belongs to you and your partner — no one else.
Last updated: July 10, 2026 · Effective: July 10, 2026
Short version: OurPlan stores data on your device and syncs encrypted shared-plan records through Apple’s CloudKit infrastructure. We do not sell your data, share it with advertisers, or run third-party analytics on your financial information.
OurPlan ("we", "our", "us") is a couples budgeting application for iOS. This Privacy Policy explains what information is collected when you use OurPlan, how it is used, and the choices you have regarding your information.
By using OurPlan, you agree to the practices described in this policy. If you do not agree, please discontinue use of the app.
OurPlan collects only the information you explicitly provide to run the budgeting features of the app.
| Data type | Collected? |
|---|---|
| Bank account numbers or credentials | Never |
| Credit card numbers | Never |
| Government ID or SSN | Never |
| Email address or phone number | Never |
| Location data | Never |
| Contacts or address book | Never |
| Third-party analytics or advertising IDs | Never |
| Crash reports (beyond Apple's built-in system) | Never |
All budget and transaction data is stored in two places:
| Storage location | What lives there | Who controls it |
|---|---|---|
| On-device (SwiftData) | All app data — buckets, transactions, goals, meetings | You |
| iCloud (CloudKit) | Synced copy of your plan, used to share with your partner | Apple / You |
Sync between partners is handled through Apple’s CloudKit infrastructure. OurPlan does not operate its own servers for user data. Plan payloads are encrypted on the device before they are written to CloudKit.
Invite links use a CloudKit public database record containing encrypted invite data. Invite links expire after 72 hours and are not accepted afterward.
OurPlan does not share, sell, rent, or trade your personal or financial information with any third party for marketing, advertising, or analytics purposes.
All Apple services are governed by Apple's Privacy Policy.
OurPlan offers an optional Pro subscription (monthly and annual) processed entirely through Apple's App Store via StoreKit 2.
OurPlan is not directed to children under 13. We do not knowingly collect personal information from children under 13.
Delete a shared plan: Go to Settings → Reset Everything inside OurPlan. This removes local app data and deletes the associated shared-plan records in CloudKit. Linked partner devices remove their local data after they next synchronize.
Uninstall the app: Deleting OurPlan removes locally stored app data from that device. It does not by itself delete shared CloudKit records.
OurPlan Pro includes a CSV export feature that lets you download all your transaction and budget data in a standard format at any time.
Because OurPlan does not sell your personal information to third parties, most CCPA sale opt-out rights do not apply. You still have the right to know what data is collected (described above) and to delete it (instructions above). Contact us at support@getourplan.app with any requests.
If you are located in the European Economic Area or United Kingdom, your data is processed under the lawful basis of contract (to provide the app service you requested). You have the right to access, correct, and erase your data. Contact support@getourplan.app to exercise these rights.
We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page and, for material changes, notify users within the app. Continued use of OurPlan after changes constitutes acceptance of the updated policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or your data:
We aim to respond to all privacy inquiries within 5 business days.